Pre-Loss risk Management

Pre-Loss Planning is a necessity to protect your assets, whether it is property, contents, aviation, marine, agricultural or other.  Engaging the services of an expert before a loss occurs to conduct a property risk assessment and analysis of your exposure to various perils, as well as implement a post-loss recovery plan, can make the difference in recovering promptly after a loss.

 

Our team puts emphasis on having the documentation you will be asked to present in order to get your claim processed and paid. Hope Building Consultants has been performing these types of services for condominium associations, multi-family rental communities and commercial business clients for a number of years. Our team has formalized the program into our "Pre-Loss Risk Management Services".  

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Pre-Loss Risk Management Services:

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• Establish the baseline of your building conditions 

• Build Inventory records

• Provide a risk analysis

• Assist in a post-loss environment

• Report Inclement weather

 

Aspects of a loss an insurer will assess: 

1)  Is the loss covered?

2)  Is there pre-existing damage?

3)  What is the amount of loss and damages?

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Property risk management is vital to an organization

 

Without awareness and a proactive plan to manage your property risk, your business can face consequences that could have been avoided, better controlled, or reduced. Property risk management services include property audits and inspections, fire protection engineering, loss investigations and analysis, property replacement cost valuations, building code compliance, security consulting and more. We’ll work together to build a property risk management plan that’s right for you.

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Our risk services advisors can partner with you to:

• Evaluate hazards that could affect property and operations

• Develop property risk management and compliance plans

• Manage internal audit and inspection processes

• Devise comprehensive analysis and testing strategies

• Appraise real property replacement costs

• Evaluate warning and protection systems

• Conduct property audits and inspections

• Administer natural hazard assessments

• Provide an equipment breakdown analysis

• Develop Human Element Programs, including systems that manage and control hot work permits, smoking, housekeeping and self-inspections

• Leverage fire protection engineering (protect your people, property and environments from harmful effects of fire and smoke)

• Identify risk and design safeguards that aid in preventing, controlling and mitigating the effects of fire

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